Monday, September 27, 2010

The Top 10 Ways to Make Your Package Seem Bigger

Something I found funny and interesting in the internet. Maybe can be used as referece..haha. So for those who are open enough to continue reading, go on ahead.


We like big cars, giant flat screen TVs, and supersized meals. But what about the size of our "package"? While the saying, “It's not the size that matters, it's how you use it” is quaint and cute, it’s hardly manly. It’s no wonder some 45% of guys currently want a bigger package.


10. Lose Weight


Obesity is a huge problem in the United States with one third of men clinically obese. Losing weight won’t make your penis bigger, but it will surely make it seem bigger. This is because there’s a pad of fat that’s located at the base of the penis. For overweight dudes this area is large and provides the perfect place for the penis to hide when erect. If you lose this fat, your penis loses its hiding place and has no excuse to stay buried. It will magically look bigger and all you’ve done is take steps to improve your health and sex life. It is also one of the most cost-effective ways to beef up your bayonet.


9. Pop Some Pills


There are numerous pills and ointments sold by shady Internet shonksters that promise the world but most actually deliver very little. These pills contain an array of exotically named herbs and extracts, but according to scientific studies they have no effect on making your little soldier a big soldier.
Dr. Ira Sharlip, a spokesman for the American Urological Association, has said, “There is no such thing as a penis pill that works. These are all things that are sold for profit. There's no science or substance behind them.” Such pills could also make you sick. The University of Maryland studied 10 penis enlargement pills and found they contained “mold, yeast, dangerous E. coli bacteria, pesticides, and lead,” all which could make you very sick.
But while penis pills most likely don’t work, they may have a placebo effect and trick you into thinking you’re bigger. At the end of the day, being a man is all about having confidence. If popping a sugar pill makes you feel more virile, bigger, and less afraid of the bedroom or locker room, then why not try it?


8. Get Pumping With A Penis Pumper


 The Penis Pump has existed for well over a century. The device is mainly used by men who suffer erectile dysfunction, though it can also be used to make the penis temporarily appear bigger. It works by creating a vacuum around the penis, engorging it with blood. Tom Lue, MD, a professor of urology at the University of California San Francisco, says “if you use a pump regularly for a long time, your penis may get fatter. But if you stop using it, the swelling will disappear.”

Another study found that frequent use of a penis pump did increase penis size. The Institute of Urology in London investigated the usefulness of penis pumps to correct penile curvature and found that it actually increased length. Thirty-one men undertook two 10-minute pumping sessions per day for 12 weeks. The results of the study concluded “there was a clinically and statistically significant improvement in penile length, angle of curvature, and pain after 12 weeks of using the vacuum pump.”
But before you start pumping, be warned. Excessive pumping can cause vascular damage, burst blood vessels, leave blisters, and cause you to go permanently limp. And whatever you do, don’t try this with your vacuum cleaner.


7. Date Very Small Women


 It’s all about proportion—the smaller your lady-friend’s body is, the bigger you’ll seem. All joking aside, the majority of girls don’t even like big penises. Remember, women are not biologically built for a long penis. It makes no difference to them if you’re nine inches or five inches. This is because it’s only the first two inches of the vagina that can be stimulated and induce pleasure. So in reality your penis only needs to be a fraction bigger that two inches, anything more and it isn’t going to add much to her sexual experience. So stop worry about Mr. Harry Johnson and get working it.


6. Clamping

This technique is considered advanced in the penile enlargement world and is not intended for beginners. Clamping is a risky and dangerous way to increase your wiener’s girth. The technique involves trapping blood in the penis. An everyday clamp, the sort you can pick up at your local hardware store, is attached to the base of the erect penis. Think of it as a sort of tight cock ring.
The clamp restricts blood leaving the penis, while still allowing some blood to flow into it. The technique engorges the penis, expanding it beyond its normal erection state. By continually expanding the penis with this method, the expansion will supposedly become permanent.

Each clamping session should last five to 10 minutes. It's important to keep a high level of arousal during this time. If your member starts to feel pain, numbness, tingles, or turns an extremely dark color, the clamp should immediately be removed.

5. Weights

Using weights to make your pecker bigger is one of the oldest penis enlargement practices in the world. Heck, the Pharaohs in Ancient Egypt apparently tied weights to their member in the hopes it would add size. This method was also used by African tribes 2,000 years ago. Yep, since the dawn of time men have tried to make their members bigger.
Using weights on your Johnson is not like pumping iron at the gym. The penis is not a muscle and this practice does not involve lifting the weight. Rather the weights are used to stretch the tunica albuginea and other tissues of the penis, making it hang better and allowing more blood to flow when engorged. A device made of rope or a strap is attached to the penis gland and weights are attached. The weights range from 1/16 pound to the heaviest which are usually 1/4 pound or more. The weights are not cheap and retail for around $1,000.
According to tests carried out by penile weights manufacturers (if you can believe they’re impartial) men wearing penile weights 12 hours a day, 7 days a week for 4 ½ months gained 1.25 inches in length. Using weights on the penis will not increase the girth of the penis. In fact it may actually reduce it. Using weights can also be extremely dangerous and can actually cause more harm than good, such as nerve damage, chronic pain, and impotence.


4. Jelqing


Jelqing is a form of penis massage that folklore has it originated in the Middle East and resulted in men “growing” their penis up to 20 inches. Now this is most likely fairy dust and the only scientific evidence that it works consist of a bunch on guys on the Internet who swear by it. The method apparently increases penis length and girth by forcing more blood into the corpora cavernosa, which is the spongy tissue that makes up the penis.
The exercise is strange and seems more like a half-hearted attempt at masturbation. The first step of the exercise is to apply a hot compress to your crotch. Once you've sufficiently warmed up the area, begin by making an OK sign with your hand. Then apply lubricant to your semi-erect penis. For some reason, under no circumstances should you jelq a fully erect penis. Then proceed to “milk” the penis by grasping it at the base near the pubic bone and moving in an upward direction to the base of the penis head. Do not jelq the penis head. The exercise should be performed 100 – 200 times a day.
Scientifically the effects of this exercise are unknown, though one study is routinely touted online. It was apparently conducted by a Dr. Brian Richards and published in the British Journal of Sexual Medicine, though the article is suspiciously missing from journal’s website. The study, apparently conducted in the 1970s, found that jelqing increased the penis size of 87 percent of the men participating in the study, with each gaining an average of 1.4 inches in length and up to one inch in girth.


3. Use A Penis Extender
A penis extender may resemble a medieval torture device, but it’s actually a medical apparatus that’s attached to the penis and stretches it. It keeps the penis in a constant state of traction. This supposedly causes cells in the penis to divide and expand. It’s suggested the device be worn daily for five to eight hours for a minimum of six months.
Some research shows that this method actually works. A study conducted at the University of Turin and published in 2009 in the British Journal of Urology showed that men gained about an inch of penis length over a six month period using a penis extender. It should be noted that the male candidates involved in the study all had below average penile dimensions. It is not scientifically known whether the method produces a similar result for average-sized men.


2. Surgery


Having your penis surgically enhanced is a drastic but increasingly common procedure. It is also the only measure to make your member permanently larger. There are two types of surgeries men can have performed, one to make the penis longer and the other to increase girth.
The penis is made longer by cutting a ligament that holds the penis to the pubic bone and utilizing man’s “hidden penis.” It is said that one-third to one-half of the penis exists inside the body. This procedure can add one to two inches. Increasing the girth of the penis is a little more complicated. The girth procedure involves injecting skin tissue into the penis. This course of action can increase girth by staggering thirty to fifty percent.

According to Philadelphia’s Dr. Mark Solomon the surgery costs roughly $6,000 a procedure. He should know. Philadelphia is reportedly the penis enlargement surgery capital of the world.


1. Manscape


 
For guys, shaving “down there” is still somewhat of a taboo. While society deems it perfectly okay for women to go completely bald, men feel they need to encase their member in a bushy forest. Apparently only 15 percent of men admit to pruning their pubes. Guys have the choice of either manscaping or going the porn star route by removing all hair. By clipping the hedges you can make your member look one to two inches longer.

There’s an added advantage to manscaping-- it will also make sex feel better. By removing the extra padding you’ll help expose the sensitive skin around the base of your shaft which will help heighten sexual intercourse. Also it’s highly likely that your partner will like your cleaner, smoother, and better smelling heat-seeking love missile—and we all know what that means.

If you are going for a close shave or taking it all off, be sure to apply a soothing cream afterwards to avoid pimples and itches. After all, you don’t want your partner thinking you have an STD.

If after all this you’re still worried about what’s between your legs, the real problem probably exists between your ears.

Peugeot EX1




If the BMW 6 Series Concept was basically an early look at an upcoming production model, the Peugeot EX1 ($TBA) is the polar opposite: a wild creation that lets the car's designers stretch their imaginations with out worrying about pesky topics like actual production cost or real-world feasibility. Still, the EX1 is every bit as intriguing, with its open-cockpit mix of car and motorcycle, it's world-class acceleration, dual electric motors cranking out the equivalent of 340 hp, and its all-time four wheel drive. Just don't expect it in dealerships any time soon.

Thursday, September 23, 2010

Do we Malaysians know how to appreciate & value a car?


The new 2012 BMW 3 series

The fact is that Malaysia is the only country in the world where the price of a car is equivalent to buying a house. We also go into the world record books for having the highest car prices in the world!

Mahathir bin Mohamed on the pretext of developing a local automotive company imposed a 300% duty import tax on all foreign cars. As a result the tax collected by the government on the imports are approximately RM2 billion to RM4 billion per year. That is a lot of money to the govt's coffers! Now do you see why the government won't even think of reducing the taxes on imported car brands even if they decide to let Proton or Perodua si ka bo chi teh (die with nothing left).

Feel like vomiting blood? Read on.
Toyota Altis sells in Indonesia for roughly RM46,000. The same car sells in Malaysia for about RM112,250. That is 3x times more expensive (300% tax)

Consider this Honda Jazz selling at ~RM36,000 in Indonesia. Same car sells here for around RM109,800. Also 3x times more expensive. (300% tax)

BMW 535i sells in the US for RM178,000 while we have to pay a hefty price tag of RM450,000! With RM178,000 the best is that we could get a Toyota Camry 2.4L in Malaysia :(

We are paying the highest car prices in the world just to support Proton or Perodua and not to mention the stupiak AP policy to cronies, yet Proton is still struggling overseas while Perodua doing slightly better in the domestic front. Back to the question, do Malaysians know how to value a car after so many years of manipulation? Give you some comparisons:
  • Buying a Toyota Altis for RM112,250 while he/she lives in a decent condominium of about RM350,000. Is a house worth only 3x times a car? Most families will settle down on a house only once but many will change car every 10 years on average. If he/she continues the same buying spree, the house is worth the same as the cars in 30 years. Tak masuk akal (makes no sense) to me.
  • If you have only RM20 (50% disposable income RM40000/yr salary). Will you choose to eat Char Koay Teow for RM3.50 (Perodua Viva RM36,500) or say Western Food for RM10 (Toyota Altis RM112,250)? With 2/3 of the Malaysian population surviving with less than RM4,000 a month, it takes like RM1000/mth to pay off the Altis for a 9 years loan alone with 20% downpayment. 25% of income is used to buy a car? This also makes no sense lo.

Financial planners often say that your car loan payment should ideally constitute <20% of your net income while the house should be ~35%. It is in my opinion that a house is worth a zillion times more than paying for a car. A car does not appreciate in value, a property such as house does. Having a shelter is a long term good commitment while a car is a repeating medium term liability.  

I'm writing this because I am lucky enough to made a right decision to buy a Char Keoy Teow instead, my 1.3cc Perodua Myvi back in April 2007 during college years and I want to share my experience with others. Currently it only setbacks me 18% of my net income and I will get rid of this burden in April 2012, just a shy 1.5 years away. I gladly pay my current landed residence in Penang which also houses 2 more CKTs; Perodua Kancil and Kenari which means I am more than happy to live in a nice spacious place than to weave through traffic using a big car.

Will we ever see corrected car prices in Malaysia? The answer is NO. Here is a news clip from our dear DPM Tan Sri Muhyudin Yassin about our nation's car policy. Muhyiddin assures govt support for automotive parts and component sector.
  1. KUALA LUMPUR, May 26 – The deputy prime minister said special focus
    will be given to “facilitate and encourage” the development of the
    automotive parts and component sector despite the current global and
    regional economic downturn.
  2. He pointed out that . .. . the motor vehicle sub sector in Malaysia
    will not be directly impacted because of its heavy dependence on the
    domestic market
  3. “The Malaysian government recognises the contribution of the
    domestic automotive industry towards the development of the country.”
Point 2 and 3 basically says that the Malaysian motor car industry will continue to be protected. This means we will continue paying the highest car prices in the world for automobiles. Our local automobile players are not national assets, they are national liabilities! 

You can see that a large proportion of Malaysian income is spent on car installment. The government just knows to protect car manufacturers’ profit, but who is to protect consumers’ pocket? No choice la, you have to DIY by knowing how to value a car properly. For a rough car price guide, check it out at TheStarMotoring.
The bottom line is that Malaysians will have to work harder than the rest of the world in order to purchase the same luxury vehicles. No wonder all wanna buy lottery ticket la. I understand that some families do buy for safety reasons for their child while some do have the financial means but the message to convey here is remember to think thoroughly first before you sign it. To be wise in your finance is not just about making a binary decision (BUY or NO BUY), it is to be able to make multiple decisions by asking questions or seek alternatives; What If I buy something cheaper instead? Can I buy 2nd hand car instead? Why foreign and not local? and etc...

How to get first car for FREE (credits to whow i plagiarized it from)
Before making a down payment for a new car purchase, please consider getting a used vehicle. The secret is to take advantage of the no-claim discount or NCD. The tactic here is to use a very cheap old car and pay low insurance premium for the first five years. When you've reach the maximum no claim discount, only then would you pursue your dream car.
NCD for Private Car
Example:
Buying a 15 year old proton sage 1.5l (automatic, power steering)
Cost: RM5,000 (pay cash)
Insurance: RM277.50 (comprehensive) or 3rd party which is cheaper.
Maintenance cost for an old car is much lower than the interest payment for a new car. After 5 years, buy your dream car.

Example:
Buying a new Honda Civic 1.8 iVtec
Cost: RM113,800
Insurance: RM3,225.90
After a NCD, you get a 55% discount. This means you only need to pay RM1,451.65 and you save RM1,774.25 every year onwards for car insurance premium alone!

RM1,774.25 x 3 = RM5,322.75. With only three years, you already save that much assuming you did not kiss other people's car and enjoy the full NCD, and did not make a claim. So you can consider your 1st car FREE!

Diaphonous

 
1. Of such fine texture as to allow light to pass through; translucent or transparent.
2. Vague; insubstantial.
 
Sentence Example:
  • The curtains are thin, a diaphanous  membrane that can't quite contain the light outside.-- Eric Liu, The Accidental Asian
  • She needed more that diaphanous hope, more than i could give her.-- Tej Rae, "One Hand Extended", Washington Post , August 12, 2001

Tuesday, September 21, 2010

5 Painless Ways To Save More Money!

In a world where there is always a new gadget to buy or candy to try, saving money isn't easy. The good news is there are several ways that you can save money without turning yourself into a miser. In fact, you won't have to change your behavior at all. In this article we'll explore five handy tips that don't involve canceling the cable TV or downgrading your Italian vacation into six nights on your grandmother's sofa. You may be surprised how a few simple changes can really add up.

1. Virtual Piggy BanksIt used to be that when we had change in our pockets at the end of the day, we'd toss it on our dresser or put it in a bowl or piggy bank. Budding scrooges rejoiced at how this loose change could quickly add up to a few hundred dollars that could then be used on groceries, entertainment or even placed in a Roth IRA.

The problem is that fewer and fewer of us actually use real money to buy things. Plastic has become the norm, and piggy bank makers have been forced into early retirement. There is an easy solution to this problem however: Keep The Change accounts.

Bank of America came up with an account that allows plastic addicts to create a virtual piggy bank. When you use your check card to make a purchase, the bank rounds the total purchase price of the item up to the nearest dollar. The difference is then transferred to your savings account. For example, if you buy a deluxe Warren Buffett action figure for $7.25 for your nephew, a purchase price of $8.00 is charged to your checking account. The 75 cents is automatically popped into your savings account, and you get a chance to create savings and disappoint your nephew all at the same time.

For the first three months Bank of America even matches your virtual change deposits, and after this period it matches 5% per year - up to a limit of up to $250 per year.

2. Education Matching AccountsIf you have kids, an easy way to add to their education savings is through a "Upromise Account". Membership is free and it will allow you to effortlessly squirrel away savings just by making regular consumer purchases. Retailers participating in the program agree to match a portion of the purchase price and contribute it to an education savings account. Currently more than 550 companies participate including McDonald's, eBay,  Barnes & Noble, JC Penney and Office Depot. After you buy from a participating merchant, you then receive 1- 25% (depending on the purchase) of the money. The only catch is that the money doesn't come back to you, but rather into a 529 account reserved for your child's education.

The merchants like the program because it provides cheap advertising and breeds customer loyalty, but what's really important to consumers is this is essentially free money if you were going to make the purchase anyway.

3. Be Smart With Your CarMaintenance manuals for many cars suggest you should fill the tank premium (93+ octane rating) fuel. Often you can get away with a lower grade without hurting your engine or your performance. Check with a mechanic to see if you can downgrade; the savings of 10-20 cents per gallon can easily add up to $100 or more for the year. One hundred bucks for pressing the "89" button instead of the "93" seems like a pretty good deal.

There are several other things you can do with your car to save money too. These all require virtually no effort on your part and can add up to a hefty savings over the span of a year. Here are some tips from the Car Care Council
  • Properly inflate your tires - This simple move can help prevent an accident and provide you with better traction. It could also give you better gas mileage. Underinflated tires can cost you 1-2 miles per gallon.
  • Replace your air filter - A dirty air filter causes an improper fuel-to-air mixture, which ruins fuel efficiency. Replacing your dirty filter can improve mileage by as much as 10%, or 15 cents per gallon.
  • Don't drive aggressively - Hard accelerations and aggressive driving can cost you as much as 33% of your efficiency on the highway and 5% in the city. That adds up to 7-49 cents per gallon.
  • Keep it under 60 - Gas mileage suffers badly at speeds above 60 mph. Every 10 mph above 60 mph costs you an additional 10 cents per gallon.
  • Clean out your trunk - Those golf clubs you pack around every day (despite the fact there is snow on the ground) cost you. Every 100 pounds of extra weight costs you 1-2% fuel efficiency.
  • Check your gas cap - About 17% of vehicles have a gas cap that is either damaged, loose or missing the Car Care Council estimates. Without a proper cap the gas in your tank vaporizes, and so, too, does your money.


Bottom LineUsually saving for the future means a sacrifice in the here and now. This can make saving feel like a chore, and no one likes chores. However, there are easy ways to save that require virtually no effort at all. The trick is to watch for things in your everyday life that can be made easily more efficient or to watch for deals and promotions that already coincide with your current spending habits and allow you to get something for nothing. 
One of the biggest expenses that comes with owning a home is the utility bill. The good news is that there is a way to save a bundle on your electric, again, without really trying.

By simply replacing your existing light bulbs with energy-saving compact florescent bulbs, you can save a surprising amount of money in the long run. These bulbs use up to 75% less energy than a normal bulb. In addition, they are said to last anywhere from 5-10 times longer than the more traditional bulb. The initial cost can be a downer; they cost anywhere from $2-8 a piece depending upon the merchant. But think of it as an investment, as over time they can save the homeowner a lot of green.

Other simple tips include turning the lights off when you leave a room and purchasing a thermostat with a timer that will automatically adjust your house's temperature when you are sleeping or at work.

5. Give To CharityIn addition to helping people in need, giving can be a great way to obtain a tax deduction. Every year consider going through your attic or your basement and giving away old toys or clothes to a registered and qualified local or national charity such as the Salvation Army. It's what the IRS calls a charitable donation, and donating something you no longer need or want is much better than simply tossing it in the trash.

Always take a picture of the things you donate in case you are asked to provide documentation. In addition always obtain a receipt from the charity itself in order to support the deduction on your tax return. If you are giving for the sake of the deduction, it is important to make certain that the charity you are donating to is legitimate and that you will receive a deduction for your donation  - before you actually donate anything.